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Recent Articles
- Repeal of the Social Security Windfall Elimination Provision and Government Pension Offset
- Agenda for the Wednesday, January 15, 2025 Advisory Council Election Meeting has been Uploaded
- Emergency Election for the Third Member Seat of the Franklin Regional Retirement Board will be rescheduled
- Agenda for the Monday, December 23, 2024 Special Board Meeting has been Uploaded.
- The Approved Minutes of the Wednesday, November 20, 2024 Regular Board Meeting have been uploaded
Working after Retirement
After you retire you can work as many hours and earn as much as you want in private industry, the same for any government agency outside of Massachusetts.
However, if you are receiving a retirement benefit from a government retirement system in Massachusetts you are limited in the amount you can earn from post retirement employment with any government agency in Massachusetts and it is your responsibility to inform your employer to what extent you are limited.
As of July 31, 2024 the limitations on post-retirement earnings were updated by Governor Healey. You can find the details at PERAC memo # 22-2024: PERAC Memo #22-2024_Post retirement work
Reporting to FRRS is not required until you are nearing the hourly and/or earnings threshold or unless there are over-earnings that are to be recovered via the return of retirement benefits. Please use the Post Retirement Earnings Worksheet to report to the employer – available below:
Post Retirement Earnings Worksheet CY2024_updated per PERAC Memo 22-2024
FRRS Guidelines on post retirement earnings for regular retirees
PERAC FAQs on Post Retirement Earnings
FRRS FAQs
You can start working again in any government agency in Massachusetts the very next day after your official retirement date, within the earnings limitations, as long as you submit your application for retirement and the employer from which you are retiring notifies this office that you have retired. Retirement contributions will not be deducted from wages for the new position as long as the retirement process proceeds to a timely conclusion. Otherwise deductions will begin for the new position, retroactive deductions will be collected to the start date of the new position, and your membership will continue as per the “Once-a-member, always-a-member” rules.